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Investment and Asset Management

FT Money Investment Forum

London |
Speakers include:
Camilla Cavendish

Camilla Cavendish

Financial Times

Michael Martin

Michael Martin

Seven Investment Management

Josephine   Cumbo

Josephine Cumbo

Financial Times

Overview

Pensions: the next dimension

The concept of retirement is changing - and so is pension saving.

Increasing life expectancy means our money has to work harder for longer - and if it doesn't, we will have to! Many professionals will want to continue working in their 60s and 70s but perhaps in a different way, using a lump sum from a pension to start a business or retrain in a new area. Others will want to use their retirement wealth to finance the ambitions of the next generation.

Whatever the situation, sweeping pension freedom reforms have opened up new and exciting options for those planning their retirement - but the array of choices on offer can feel bewildering.

At a financial level, there are many decisions to weigh up as savers work out the best way of taking income from their funds, including whether to "cash out" of or consolidate pensions whilst staying on the right side of increasingly complex tax rules. Many will hope to use the tax benefits of pensions to structure their inheritance planning.

Pension savers must also understand the risks they may be exposing themselves to by staying invested, and keep a firm eye on fees.

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fallback Add to my Calendar 11/04/2019 18:30:0011/04/2019 20:31:00falseFT Money Investment ForumPensions: the next dimensionThe concept of retirement is changing - and so is pension saving.Increasing life expectancy means our money has to work harder for longer - and if it doesn't, we will have to! Many professionals will want to continue working in their 60s and 70s but perhaps in a different way, using a lump sum from a pension to start a business or retrain in a new area. Others will want to use their retirement wealth to finance the ambitions of the next generation.Whatever the situation, sweeping pension freedom reforms have opened up new and exciting options for those planning their retirement - but the array of choices on offer can feel bewildering.At a financial level, there are many decisions to weigh up as savers work out the best way of taking income from their funds, including whether to "cash out" of or consolidate pensions whilst staying on the right side of increasingly complex tax rules. Many will hope to use the tax benefits of pensions to structure their inheritance planning.Pension savers must also understand the risks they may be exposing themselves to by staying invested, and keep a firm eye on fees.FT-Money-Investment-Forum2e1708eb93de2e23f57c1d2163b13a7eMM/DD/YYYY

Agenda - 4th Nov

  • 6:30pm
    Arrival and Drinks Reception
  • 7:00pm
    Welcome Remarks

    Claer Barrett, Personal Finance Editor and Editor of FT Money, Financial Times

  • 7:10pm
    Panel Discussion

    Topics to be discussed include:

    • The new "routes to retirement" in the wake of pension freedoms, including drawdown
    • A guide to the "alphabet soup" structure of pension arrangements (DB, DC, SIPP and SASS)
    • Specific challenges facing those approaching retirement with multiple pension pots
    • The pros and cons of cashing in final salary schemes
    • Tax traps for the unwary
    • The future direction of pensions policy direction
  • 8:30pm
    Close and Drinks Reception

    During this drinks reception take the opportunity to purchase a signed copy of Camilla Cavendish's latest book, Extra Time: 10 Lessons For An Ageing World.

Speakers (4)

Camilla Cavendish

Camilla Cavendish

Columnist
Financial Times
Michael Martin

Michael Martin

Private Client Manager
Seven Investment Management

Michael Martin joined 7IM in 2017 as a relationship manager. He has financial industry experience of over 20 years, 17 of which has seen him advising clients. He has a specialisation in advising partners in law and accountancy firms, in addition to working on complex financial issues with private clients. He previously worked for Barclays Wealth and more recently Cazenove Capital. He holds a diploma in Financial Planning and is a member of the Chartered Institute of Securities and Investment.

Josephine   Cumbo

Josephine Cumbo

Pensions Correspondent
Financial Times

Josephine Cumbo is an award winning financial journalist who has covered company news, business and personal finance during her FT career.  She specialises in writing about pensions but also covers savings, investments, tax and other issues of interest to high-net worth individuals.
She has extensive broadcast experience and has discussed pension policy on popular programmes including the BBC's Newsnight, Radio 4's Woman's Hour, Moneybox, BBC 5 Live and Sky News, and has spoken at numerous political party conferences.

Claer Barrett

Claer Barrett

Personal Finance Editor, Financial Times
Editor, FT Money

Claer Barrett is the Financial Times' Personal Finance Editor as well as the editor of FT Money. She has worked for the FT group for over a decade, joining the Investors Chronicle magazine as the financial crisis took hold, specialising in property and buy-to-let investment. She became the FT's retail correspondent in 2011, then served as deputy UK news editor before being appointed to her current role. Her weekly Serious Money column won the Headline Money commentator of the year award in 2016 and 2017. A frequent contributor to TV and radio debates on personal finance and investing, she is an expert on the BBC1 series Right on the Money.

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Tickets

Standard ticket: £35. Tickets include canapés and a glass of wine on arrival

To book your ticket, simply click on the 'Book now' button and follow the instructions. We look forward to meeting you on 4 November.

Please note: The information provided in this forum does not constitute investment advice.  Topics discussed during the event are for general information only and are not intended to be relied upon by individuals in making (or refraining from making) any specific investment decision. Appropriate independent advice should be obtained before making any such decision. The Financial Times Limited does not accept any liability for any loss suffered by any attendee as a result of any such decision.

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Venue

etc.venues Fenchurch St
8 Fenchurch Place
London EC3M 4PB

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Associate Sponsor (1)

We are 7IM, a straightforward investment management business that aims for more stability and predictability over the long term, so the amount you need has a better chance of being there when you need it.

We can help you solve a range of financial problems – from pension set up and consolidation to planning your family’s finances.

We can help you with:

  • Retirement planning
  • Inheritance tax planning
  • Trusts and Estates
  • Wealth protection
  • Tax-efficient investing
  • Expert management of your investments

And we’re careful on cost and big on service; it’s a common sense approach that’s surprisingly hard to find.

@7IM_Private

T: +44 (0) 20 3823 8678

www.7im.co.uk/private-client